Gaia

Gaia offers patients a new way to pay for fertility care: Monthly if you have a baby, a fraction of the cost if you don't. Gaia designs personalised insurance plans to protect against the risk of being unsuccessful. 

Additionally, Gaia offers their members personalised insights on their fertility journey alongside access to a qualified medical advisor and counselling for support. 

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Information on the product offered + representative plans

The Gaia Plan: £0 if no live birth
Insure your journey based on your personalised chances of success 

  • Pay a membership fee per round and £0 more if you are unsuccessful 
  • If you have a live birth, pay back your treatment monthly 
  • Medication and all essential treatments included 
  • Wide eligiblility criteria 
  •  24/7 membership support 
  • 12 sessions of counselling available 
  • Medical advisor support 
  • Membership portal and community 
     

The Gaia Pathway

  1. Have an initial consultation at City Fertility 
    Book an initial consultation with City Fertility to receive your plan for your upcoming treatment.
  2.  Receive your personalised Gaia Plan
    Gaia will design you a personalised insurance plan for your IVF journey based on your personalised chances of success and treatment plan.
  3. Insure your IVF and start your treatment
     Pay an initial fee at the start of each round you begin. This means if you are unsuccessful, you would have only paid the initial fees.
  4. Finance your treatment after a live birth 
    Pay back the cost of your treatment in manageable monthly instalments, only if you have a baby. 
  5.  Access Gaia support 
    Get access to Gaia’s membership portal, counselling, and medical advisor support throughout your journey.

GAIA FAMILY FAQ

  • WHAT TREATMENTS ARE COVERED?

    Gaia covers IVF, IVF + ICSI, Frozen Embryo Transfers, Shared Motherhood, Egg Donation and Sperm Donation.

  • WHAT IS INCLUDED IN THEIR COVERAGE?

    Gaia will cover the full cost of your treatment at City Fertility, including all medication and essential treatments. No hidden costs.

  • HOW MANY ROUNDS ARE COVERED?

    They will measure what is the optimal number of rounds for you to conceive by comparing it with millions of past IVF treatment data. You can always add more rounds to your Gaia Plan, but Gaia caps their coverage at a total of 6 rounds.

  • WILL IT BE MORE EXPENSIVE THAN PAYING UPFRONT?

    Yes, slightly, because the initial fee is separate from your treatment cost, and covers you in case you are not successful (i.e. that is all you would pay).

  • HOW DOES THEIR INSURANCE WORK?

    If you do not have a baby by the end of your treatment pathway, you will not have to pay for your treatment. You will have only paid the initial fees for each round you do.

  • HOW DO I REPAY IF I HAVE A LIVE BIRTH?

    Gaia offers financial loans through monthly payment plans, only when you have a baby. They provide flexible financing periods with the ability to pay back the cost over 12 months with 0% interest.

  • CAN I PAY PART OF IT UPFRONT OR EARLY?

    Yes. You can pay as much as you would like upfront, and Gaia will subsequently reduce your monthly payments. No repayment fees.

  • WHAT’S THE ELIGIBILITY CRITERIA?

    Gaia offers personalised insurance and financing plans subject to fair and standard affordability and credit checks and your chances of a successful live birth.

  • HOW DOES IT COMPARE WITH OTHER INSURANCE OPTIONS?

    Gaia's plans include all costs necessary to your treatment, even your medication. Additionally, if you have a live birth, you only have to pay for the rounds of IVF you went through, regardless of your treatment pathway.

  • HOW DOES IT COMPARE WITH OTHER FINANCING OPTIONS?

    Gaia offers monthly financing plans at 0% interest over 12 months. They also provide flexible finance options, so you can pay the amount over the finance period that works best for you.